Lloyd Harlin Polite Jr. (or more commonly referred to as Lloyd) was born on January 3, 1986, in New Orleans, Louisiana, U.S., to Lloyd Polite Sr. and Robin Polite. His father died when he was at the age of two, and he moved with his mother and older sister Brandy to Atlanta, Georgia.

He was discovered by Joyce Irby and then made a member of the preteen group N-Toon. The group was signed to DreamWorks Records, and although two singles were released ("Ready" & "You Should Be My Girl"), their debut album "Toon Time" went unnoticed due to a lack of promotion from the label.

The group eventually disbanded, in which Lloyd began shopping around for a solo deal. He soon was signed to MCA Records with his first single to be "Hey Young Girl". Unfortunately, as MCA Records dissolved into it's parent company, Geffen Records, many of the artists on its roster were let go (including Lloyd). However, using "Hey Young Girl" as a demo, he landed a new recording contract with Murder Inc./Def Jam Records with Irv Gotti.

"Southside", a duet with labelmate Ashanti became his debut single and became an R&B hit. Ironically, the follow-up single was "Hey Young Girl", which wasn't as successful as "Southside". Both singles appeared on his 2004 debut album, titled "Southside". A third single was never announced.

Since then, Lloyd has appeared singing the hooks on singles for labelmate Ja Rule's "Caught Up" which was a moderate Rap hit, as well as rapper Tango Redd's "Let's Cheat". He's also made an appearance in R&B singer Sammie's video "You Should Be My Girl" with Teairra Mari.